Quote, approve and fund private mortgages without the paperwork chase.
From the first call to the funded loan, every detail is captured once and carried forward — to the commitment letter, the lawyer's funds flow and the loan file.
The problem
- Quotes worked out on a calculator, with fees and LTV checked by hand.
- Borrower documents chased by email, with no single list of what is still missing.
- Commitment letters retyped from notes, then retyped again for the lawyer.
- No clear view of which deals are waiting on whom.
What changes
- Quotes in a minute, consistent with your rate sheet
- One checklist of outstanding documents and conditions
- Commitment and lawyer instructions generated, not retyped
- Every deal's next step visible on the board
See how each part works
CRM & contacts
A CRM built for private lending: borrowers, guarantors, lenders, brokers and lawyers with calls, emails, SMS, notes, tasks and documents on one timeline.
How it works →Lead pipeline
A visual pipeline from first enquiry to funded deal, with stage rules, follow-up tasks, lost reasons and the value of every stage.
How it works →Quick quote
Rate-sheet pricing by position, property type and LTV band, combined LTV for second mortgages, lender and broker fees and the net advance to the borrower.
How it works →Underwriting & approvals
Underwriting files with a risk scorecard, approval memo, conditions, approval limits by role and credit-committee decisions for private mortgage lenders.
How it works →Commitment letters & e-signature
Generate commitment letters and disclosures from your own templates with every figure filled in, send them for electronic signature and track the commitment fee.
How it works →Deal funding & lawyer instructions
Allocate a private mortgage across lenders, track their funds into trust, build the funds flow and lawyer instructions, and release the advance.
How it works →Documents & templates
Document storage by loan and contact, missing-document tracking, secure upload links, and a template library for letters, statements and notices with merge fields.
How it works →What's included
CRM and contacts
Borrowers, guarantors, brokers, lawyers and lenders in one place, with every call, email, SMS, note and task on their timeline.
Lead pipeline
A board from first enquiry to funded deal, with stage rules, follow-up tasks and the reasons deals are lost.
Quick quote from your rate sheet
Rate by position, property type and LTV band; combined LTV for second mortgages; lender fee, broker fee and the net advance to the borrower.
Intake and documents
Properties, collateral, existing mortgages and property tax captured once. Request documents, track conditions and send secure upload links.
Underwriting and approvals
A scorecard, approval memo, conditions and approval limits per role, with credit-committee decisions recorded.
Commitment and e-signature
Commitment letters generated from your templates and signed electronically. The commitment fee turns the lead into a deal.
Funding and lawyer instructions
Allocate the loan across lenders, confirm their funds in trust and produce a funds flow and lawyer instructions that match to the cent.
Questions about origination
Does Amortivo calculate combined LTV for second mortgages?
Yes. Quotes, underwriting and the loan page include the balances of mortgages that rank ahead, so a second mortgage is priced on its combined LTV.
Can brokers submit deals directly?
Yes. The broker portal lets brokers submit deals, upload documents against each condition and follow the deal's progress.
Connected to the rest of the platform
Loan servicing
- Schedules and ledger
- PAD, cheques, NSF
- Renewals and payouts
Investors & distributions
- Positions and sub-investors
- Monthly distributions
- Statements and T5s
Trust accounting
- Trust ledger by lender
- Bank reconciliation
- Three-way sign-off
General ledger
- Automatic postings
- P&L and balance sheet
- QuickBooks / Xero export
See your loan book in Amortivo.
A 30-minute walkthrough with your own scenarios — origination to investor payout.