See concentration, LTV and arrears risk across the whole book.
Know where the book is exposed before it becomes a problem. Set concentration limits and Amortivo shows where you stand — and warns at underwriting when a new deal would breach them.
Step by step
- Set your limitsBy region, borrower, property type and LTV.
- Watch the bookExposure against limits, LTV bands and maturities.
- Act on flagsArrears, high LTV, stale appraisals, missing insurance.
- Check new dealsUnderwriting warns about breaches.
What changes
- Risk visible early
- Better conversations with investors
- Lending within your own policy
Used by
- Owners
- Risk and credit
- Investors
Capabilities
Concentration limits
Configurable, by dimension.
LTV bands
Distribution of the book.
Maturity ladder
What's coming due.
Attention list
Loans flagged for arrears, LTV, appraisal or insurance.
Region mapping
Cities grouped into your regions.
Export
For investors and boards.
Questions about portfolio risk
Does underwriting check concentration?
Yes. Underwriting warns when approving a deal would breach a concentration limit.
Works together with
Reports & dashboards
A live dashboard and over 40 reports — maturities, payments, arrears, lender positions, capital, fee income, T5, financial statements — plus a custom report builder.
Learn more →Property monitoring
Track appraisals, property tax and insurance on every security property, with reminders, requests to borrowers and title alerts.
Learn more →Underwriting & approvals
Underwriting files with a risk scorecard, approval memo, conditions, approval limits by role and credit-committee decisions for private mortgage lenders.
Learn more →See your loan book in Amortivo.
A 30-minute walkthrough with your own scenarios — origination to investor payout.