P&L, balance sheet and month-end close — straight from the ledger.
Statements come straight from the general ledger, so they always agree with the loans and trust. Close each month with a checklist and lock it; close the year with one reversible journal.
Step by step
- Choose the periodThis month, last quarter, year to date or a custom range.
- Pick the basisAccrual or cash, with prior-period or prior-year comparison.
- Close the monthWork through the checklist — reconciliations, catch-up, reviews — then lock the period.
- Close the yearIncome and expenses moved to retained earnings in one journal.
What changes
- Month-end without a spreadsheet
- Numbers your accountant can rely on
- Locked periods stay locked
Used by
- Accountants
- Controllers
- Owners
Capabilities
Trial balance
Always balanced.
Profit & loss
Accrual or cash basis, with comparatives and a 12-month trend.
Balance sheet
Company, trust or combined.
Cash flow and GL detail
Drill into any figure.
Period close
Checklist and locking; late postings handled properly.
Export
Excel and PDF.
Questions about financial statements & close
Can we see a cash-basis P&L?
Yes. Switch between accrual and cash basis on the profit and loss statement.
Works together with
General ledger
A full general ledger for private lenders: chart of accounts, automatic postings from servicing and trust, manual journals with approval and reversals instead of edits.
Learn more →Reports & dashboards
A live dashboard and over 40 reports — maturities, payments, arrears, lender positions, capital, fee income, T5, financial statements — plus a custom report builder.
Learn more →Operating bank reconciliation
Import operating bank statements, match lines to journals automatically, create journals from bank lines and sign off a monthly two-way reconciliation.
Learn more →See your loan book in Amortivo.
A 30-minute walkthrough with your own scenarios — origination to investor payout.